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A flexible and affordable mortgage.  
A solution for you.

Does the thought of homeownership seem impossible?  With little to no down payment and flexible credit guidelines, our loan program just might your solution to owning a home.

This program is designed for borrowers of certain income limits or whose property is located in a designated area.

Borrower Benefits:

  • Little or no down payment required from borrowers funds (gift funds allowed)
  • Cash on hand may be deposited into account in as little as 30 days prior to close
  • Reduced mortgage insurance
  • Up to 6% seller contributions
  • Flexible income and credit history
  • 40-year and fixed-rate interest-only loans available
  • Homebuyer Education not required on 1-unit properties

To find out more about our mortgage programs, please contact: (508) 872-3730

Owning a home is easier than you think.


Most traditional home loans require an extensive credit history and significant savings. But with the loan offering 100% financing1, you can meet the requirements with no down payment, even without an extensive credit history.

  • Alternative credit histories accepted – making it easier for you to qualify for financing
  • Less cash needed to close – Once you meet a minimum borrower contribution, closing costs may come from a cash gift or another source.
  • Fixed, adjustable-rate and fixed rate interest-only financing – choose the option that best suits your needs.
  • Available with our combo home equity loan program2 to avoid mortgage insurance.

Even if you’re already a homeowner, you can refinance up to 100% of the appraised value of your house to help reduce your monthly payments.
Call us today and determine how our loan offering 100% financing can turn your dream of buying a home into a reality.

 
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