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Our mortgages have low beginning payments with no risk of rate increase.
You start by paying only interest, taxes, and insurance for your monthly mortgage payment. After the initial interest-only repayment period, rates remain fixed, principal and interest payments will be required and payments may increase. Beginning with lower payments may qualify you for a larger home and provide flexibility with your expenses for other needs. |
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| Ideal for borrowers who: |
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Desire lower initial payments |
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Are in a high cost housing area |
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Want to qualify for a higher loan amount |
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Think home ownership is beyond their reach |
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Anticipate higher future income |
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| You may also make additional principal payments any time during your loan to assist in reducing your loan balance or reduce your loan term. |
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Interested in learning more about our mortgage programs?
Call us today |
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