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40-year mortgage
Manageable monthly payments and the home of your dreams
Wondering if you can afford the home you desire and still have a manageable mortgage payment?
This is a common concern most borrowers experience, especially in today's market with the rising cost of housing. We offer solutions to help our borrowers overcome challenges in achieving home ownership.
How does it work?
By extending your mortgage over a longer period of time your monthly payments become lower*. This reduced payment makes the loan amount more affordable which enables you to qualify for more home.
Ideal for borrowers who:
Are purchasing or refinancing in a high-cost housing area
Want to qualify for a larger loan amount
Seek lower monthly payments
Think homeownership is beyond reach
You may also make additional principal payments any time during your loan to reduce your outstanding loan balance or shorten the term of your loan.

Interested in learning more about our mortgage programs?
Please contact us
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