Term Rate APR
30 Year Fixed

4.125%

4.163%

15 Year Fixed

3.125%

3.193%

5/1-Year
ARM

2.750%

2.759%

 

 

Why use HomeState?

  • We are a local Massachusetts company
  • Fully customizable quotes including NO CLOSING COSTS options
  • Free and fast pre-approvals for purchases or refinances
  • We pride ourselves in low discount rates and costs
  • Each HomeState loan officer has at least 10 years of experience
  • Your loan officer will walk you through the entire loan process
  • Experts in the Massachusetts purchase and refinance market

Customer Reviews

I've refinanced about 4 or 5 times in the last decade, and my experience with HomeState Mortgage was by far the best. Gene was professional and knowledgable and delivered everything as promised.

Thank you, Laura C